It’s Not Too Late: Optimize Your Retirement Plan Now - Ramon P. DeGennaro

Written by Ramon P. DeGennaro
Read by Ramon P. DeGennaro
Format: M4B
Bitrate: 128 Kbps
Unabridged

Release Date: January 22, 2026
Length: 3 hrs 14 mins
Publisher: Audible Originals
ASIN: B0GFGBF6WY

It’s never too early to plan for retirement. But when is it too late?

For many of us, it can feel like the opportunity to plan for and secure our post-work financial future has already passed us by—and inflation, rising costs, and unpredictable markets certainly don’t help. While the global economy and the mistakes of the past are out of our hands, we do have the power to take positive action to put ourselves on a better path.

In the six lessons of It’s Not Too Late: Optimize Your Retirement Plan Now, Professor Ramon DeGennaro will help you get back on track toward a brighter financial future. With Professor DeGennaro’s help, you’ll uncover the tools and strategies you need to replace inaction and worry with real progress toward your goals. From unexpected ways to bring in extra income to managing expenses to choosing optimal savings plans, these lessons offer an accessible—and achievable—roadmap to a better retirement.

Of course, there are no magic, quick-fix solutions and implementing a retirement plan later in life is a long process that will have plenty of setbacks along the way. It’s not fun, and you may never get all the way to your goal; but some progress is always better than none, and, as you’ll discover, it’s doable with the right mindset, dedication—and Professor DeGennaro’s expert guidance.